GOVA

Privacy Policy

Updated May 22, 2025

This Privacy Policy describes how Gova Funding ("Gova Funding," "we," "us," or "our") collects, uses, discloses, and protects information in connection with our websites and services.

01

Scope

This Policy applies to personal information processed by Gova Funding through websites that link to this Policy, including govafunding.com, and through our financing products and related services. This Policy does not apply to third-party websites, products, or services that are not under our control.

02

Key Definitions

Personal Information (or "PI") means information that identifies, relates to, describes, or could reasonably be linked with a particular consumer or household. Sensitive Personal Information includes data such as Social Security numbers, precise geolocation, racial or ethnic origin, and similar categories defined by law.

03

Information We Collect

Information You Provide

  • Identifiers and contact details (e.g., name, email, phone, postal address)
  • Business information (e.g., legal name, DBAs, ownership, size, NAICS/industry)
  • Financial information (e.g., bank statements, payment history, tax ID, credit information)

Information Collected Automatically

  • Usage data (e.g., pages visited, interactions, timestamps)
  • Device and network data (e.g., IP address, browser, OS, device identifiers)
  • Approximate location (e.g., city/region from IP address)

Information from Third Parties

  • Credit bureaus
  • Identity verification/fraud prevention services
  • Public records/governmental entities
  • Partners/service providers for underwriting/servicing

Important: We do not knowingly collect information from children under 13, and we do not use automated decision-making in a way that produces legal or similarly significant effects without human involvement.

04

Sources of Information

Personal information is collected directly from you, automatically from your devices when you use our services, and from third parties including service providers, business partners, and public sources.

05

How We Use Information

  • Provide, operate, and improve our services
  • Verify identity, prevent fraud, and conduct security monitoring
  • Underwrite and service financing products
  • Communicate with you about our services
  • Conduct analytics, research, and product development
  • Comply with legal obligations and enforce our agreements
06

How We Disclose Information

  • Affiliates and lending partners
  • Service providers (hosting, maintenance, analytics, communications, security, support)
  • Legal and compliance purposes (law enforcement, court orders)
  • Business transfers (mergers, acquisitions, asset sales)
  • With your direction or consent

Important: We do not sell or share personal information for cross-context behavioral advertising as those terms are defined by applicable U.S. state privacy laws.

07

Marketing & Communications

We may send you email and text messages about our services. You can opt out at any time:

  • Email: Use the unsubscribe link in our emails or contact support@govafunding.com
  • Text: Reply "STOP" to opt out or "HELP" for assistance
08

Cookies & Similar Technologies

We use cookies, web beacons, and similar technologies to remember your settings, maintain session integrity, analyze site usage, and manage your cookie preferences. You can control cookie settings through your browser.

09

Data Retention

We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary by data type and regulatory requirements.

10

Security

We implement administrative, technical, and physical safeguards to protect your personal information, including TLS/SSL encryption in transit, access controls, and monitoring. No method of transmission or storage is completely secure.

11

Your Privacy Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, obtain a copy of, or limit the use and disclosure of your personal information. You may also have the right to opt out of certain processing and to appeal a decision.

Information You Provide

support@govafunding.com
1 (844) 636-3863
Gova Funding, 3385 Airways Blvd Ste 201, Memphis, TN 38116

We may take steps to verify your request. Authorized agents may submit requests on your behalf where permitted by law and subject to verification.

California Notices

Shine the Light (Cal. Civ. Code §1798.83):

California residents may request information about disclosures for direct marketing once per year at no charge.

CPRA:

California residents have rights to know, correct, delete, and limit the use of sensitive PI. We do not sell or share PI as defined by CPRA, and we do not use or disclose sensitive PI for purposes other than those permitted by law.

12

Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us PI, please contact us so we can take appropriate action.

13

Changes to This Policy

We may update this Policy from time to time. If we make material changes, we will post the updated Policy and update the "Updated" date at the top. Your continued use of the services confirms your acceptance of the changes.

14

Contact Us

support@govafunding.com
1 (844) 636-3863
Gova Funding, 3385 Airways Blvd Ste 201, Memphis, TN 38116
© 2025 Gova Funding. All rights reserved.