GOVA
Trustpilot4.9
400+ Reviews

Business loans made
fast money in just one day!

Work with a company you can trust and avoid the hassle of endless calls from multiple brokers. You'll save money and can even get your business funded as fast as the same day.

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It's never been
easier to get funded.

Get fast, hassle-free approval with minimal paperwork and a quick application process. Whether you're expanding, stocking up, or covering expenses — we make it easy.

Apply Anytime, From Anywhere

Getting started is easy — just complete our online form or give us a call at (844) 636-FUND (3863). Your business should be in operation for at least 3 months and generate a minimum of $10k in monthly revenue.

Instant Loan Decision Online

You'll hear from us in just a few hours. Our smart AI system compares multiple offers to find the best rates and terms available, so you get the funding you need without the hassle.

Receive Funds the Same Day

We only need a few basic documents, so applying is quick and stress-free. Once everything's submitted, you could receive funding as fast as the same business day.

Your needs come first

Found a better deal elsewhere? We'll match it, guaranteed.

We offer some of the most competitive rates in the industry. Simply show your contract — if it's a genuine offer, we'll do everything we can to match it.

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Quick Assign
Pending Task
Fee Collected
Approvals
No brokers involved

Discover Your Direct Lending Partner

Protect your privacy by avoiding companies that sell your information to dozens of brokers and lenders. Work with a trusted provider that keeps your data secure and never shares it.

Always On — 24/7 Support

Same-Day Decisions for Most Applications

Provide your details early and stay responsive if additional documents are needed — we'll work to get you funded as quickly as possible, often the same day.

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Nothing to worry about

Financing Options Available for All Credit Types

Since we focus on your company's financials and cash flow — not just your credit score — we're able to offer business loans even if you have bad credit.

Minimal paperwork

Fast Application with Minimal Paperwork

With just a few simple documents, we can get you approved and funded — sometimes even on the same day.

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Comparing Gova Funder
respective to others in the market

Time in Business

Bank:2 Years
Other Platform:1 Years
Gova Funder:4 Months

Credit Requirements

Bank:700+ FICO
Other Platform:640+ FICO
Gova Funder:500+ FICO

Application Process

Bank:2 - 6 Months
Other Platform:1 - 2 Weeks
Gova Funder:Same Day to 5 Days

Loan Amount

Bank:$10,000 - $250,000
Other Platform:$10,000 - $500,000
Gova Funder:$5,000 - $1,000,000

Repayment Terms

Bank:2 to 5 Years
Other Platform:3 Months to 18 Months
Gova Funder:3 Months to 3 Years

Revenue Requirements

Bank:$250,000 Annually
Other Platform:$250,000 Annually
Gova Funder:$120,000 Annually

Payment Type

Bank:Weekly / Monthly
Other Platform:Daily / Weekly
Gova Funder:Daily / Weekly

Restrictions

Bank:Yes
Other Platform:Yes
Gova Funder:No

Type of Rate

Bank:APR 10%-30%
Other Platform:APR 20%-60%
Gova Funder:APR 5%-49%

Let our customers speak
for us...

Erik Kior
Erik Kior

I can't thank Michael....

I can't thank Michael enough, he guided me through the entire process with patience and care. It honestly felt like working with a close friend who wanted the best for my business.

Alda Olm
Alda Olm

Jenifer made everything

Jenifer made everything so simple and stress free. She explained each step clearly and always made sure I was comfortable before moving forward. Truly professional and caring.

Jordan Barker
Jordan Barker

I was blown away by......

I was blown away by how supportive David was. He helped me far more than just a client and made sure I understood all the details of my funding options.

BloombergForbes
"
Covafunding is fundamentally changing how businesses interact with public sector finance. Their data-driven platform demystifies the complex world of government grants, replacing bureaucratic hurdles with streamlined, actionable intelligence. It's a crucial tool for any company looking to tap into the trillion-dollar government marketplace with unprecedented efficiency.

Ready to get funded?

Join thousands of businesses that have already secured funding through our platform.